BUSN-1304: Principles of Banking ( Online | Spring 2018 )

Download this syllabus as a PDF Document.

Instructor Information
Instructor Name

Sindy Abadie

Instructor Rank

Associate Professor

Instructor Email csabadie@southwest.tn.edu
Instructor Website


Instructor Office

Maxine Smith Center #319B

Office Hours

Posted on Office Door or by appointment

Instructor Phone

(901) 333-6021

Department Fax

(901) 333-4377

Department Phone

(901) 333-4130

Course Information
Course Description

This introductory course presents commercial banking as an industry and an occupation. Bank functions, services, and job opportunities are presented in a broad and descriptive perspective.

Student Learning Objectives

After completing this class, the student should be able to:

  1. Describe the organizational structure of the bank and the various departments within a bank.
  2. Identify the three major functions of commercial banks.
  3. Demonstrate knowledge of various products and services that banks offer to governments, businesses, and individuals.
  4. Demonstrate understanding of the competitive and regulatory environment in which the bank operates.
  5. Demonstrate a basic understanding of the Federal Reserve System and the Fed's role in regulation and agent of the monetary policy.

Must have completed all 0700 level developmental courses.



Instructional / Learning Methods

Lecture notes, quizzes, group discussions, and critical thinking assignments.

Textbooks, Supplementary Materials, Hardware, and Software Requirements
Required Text

Principles of Banking. 11th Edition. American Bankers Association, 2014. ISBN: 089982689X (If you have an older edition book, that will work.)


Additional Text


Supplementary Materials


Hardware Requirements

If this course requires the use of a computer, these are general recommendations for accessing any of the services that Southwest offers on the Web (e.g. My.Southwest, etc.).

  • minimum Pentium IV or higher processor (recommended)
  • SVGA monitor, minimum resolution 800x600 (1024x768 strongly recommended)
  • CD-ROM or DVD drive
  • floppy drive, zip drive, or CD-RW drive
  • Mouse or compatible pointing device
  • at least 512 MB of RAM (recommended)
  • (optional) printer
Software Requirements

Microsoft Word

The software listed below is recommended for any student accessing Southwest services through the internet. Your course may have specific software requirements.

  • Windows 7, Vista, XP
  • Mac OS X (up to 10.6) (OS 10.6 recommended)
  • Linux with a Supported Browser
  • Microsoft Edge+
  • IE 10 & 11: some issues+
  • Firefox (latest)+
  • Firefox ESR+
  • Chrome (latest)+
  • Current Anti-Virus protection
  • Reliable Internet connection (broadband recommended but not required)

Many instructors may require assignments to be submitted using Microsoft Excel or Microsoft Word. To learn how to obtain discounted software from Microsoft, visit http://southwest.tn.onthehub.com.

Assessment and Grading
Method of Evaluation

Your grade will be comprised from: Mid-term Exam 25%, Final Exam 25%, Homework 20%, Quizzes 20%, and Discussion Postings 10%.

Grading Scale






Testing Procedure / Policy

I do NOT accept late work. If you expect to miss an assignment or exam you needto make arrangements with me prior to the due date. I do not give on campustests for online courses.

Major Assignments

Each week you will be expected to read the assigned chapter, take a weekly quiz,comment to the question posted on the discussion board, and turn in the assigned homework.

Participation / Attendance Policy

Regular attendance is expected and is important to the learning experience. Itis also a determinant in Financial Aid. For these reasons a roll will be taken in each class. Also, you will be expected to participate in the weekly discussions on the course discussion board. I expect you to log into the course several times a week to stay aware of any changes on the calendar or announcements I have made.

Guidelines for Communications
Email Guidelines

Each student has been provided a Southwest e-mail account. Please do not email your classmates unless the topic relates specifically to this course. E-mails that contain advertisements, solicitations, personal interests, etc. are strictly forbidden. Below are a few guidelines that you should keep in mind when sending email:

  • Always include a subject line.
  • Typing in all CAPS is considered SHOUTING in Cyberspace. So please use upper and lower case characters when sending e-mails.
  • Remember, without facial expressions some comments may be taken the wrong way. Be careful in wording your e-mails and use good Netiquette
  • Use standard fonts.
  • Do not send large attachments without permission.
  • Respect the privacy of other class members.

Online instructors will respond to all e-mails within 48 hours.

Discussion Guidelines

Below are a few guidelines that should be adhered to when using the Discussion forum. Messages that contain advertisements, solicitations, personal interests, etc. are strictly forbidden.

  • Review the discussion threads thoroughly before entering the discussion.
  • Please try to maintain threads by using the "Reply" button rather starting a new topic.
  • Do not make insulting or inflammatory statements to other members of the class. Be respectful of others' ideas.
  • Be patient and read the comments of other group members thoroughly before entering your remarks.
  • Be positive and constructive in group discussions.
  • Respond in a thoughtful and timely manner.
Technical Support
Technical Support

My.Southwest: Submit a Student Technical Support Request. Please provide a full detailed explanation of the problem.

PAWS: For course related questions, contact your instructor. For technical issues with the PAWS website, contact the College Helpdesk at (901) 333-4357.

Course Topics
Tentative Schedule
  • Banking and You
  • The Evolution of Banking Managing and Reporting
  • Bank Investments and Performance
  • Deposit Accounts
  • Payments
  • Lending
  • Specialized Products and Services
  • Building Relationships: Sales and Customer Service
  • Safeguarding Customers, Bank Assets, and the Nation
Student Services
Embedded Librarian Service This service may be found inside PAWS courses.
Two Southwest Librarians are assigned to work with you and your instructor throughout the course for the entire semester. The Librarians will suggest library resources and answer questions sent to "Ask A Librarian".

To contact a Librarian, go to the Classlist and select the "Ask A Librarian" tab.
Student Services Links

Academic Support

The Academic Support Center (ASC) provides free services and resources to help Southwest students successfully reach their academic and career goals. These services include tutoring by peer and master tutors, computer labs, success workshops, academic coaching, early alerts from your instructors and areas for individual or group study at numerous locations. The ASC also provides Supplemental Instruction in some of our general education classes and the Center is also responsible for Academic Progress Reporting so that you will be award of your academic standing during the 5th-6th week of the semester. Online tutoring services are offered through Smarthinking 24 hours a day, 7 days a week. Simply login to your PAWS to access this online tutoring resource.

Drop/Withdrawal Dates

See the official college catalog for the current withdrawal policies. Important semester drop and withdrawal dates can be found on the college Web site at http://www.southwest.tn.edu.

Academic Misconduct

Plagiarism, cheating, and other forms of academic dishonesty are prohibited. A student guilty of academic misconduct, either directly or indirectly, through participation or assistance, is immediately responsible to the instructor of the class. The instructor has the authority to assign an “F” grade or a zero for the exercise or examination, or to assign an “F” for the course. College sanctions for academic misconduct may include suspension or dismissal from the College. Please see the section in the current Catalog on Academic Misconduct.

Classroom Behavior: Any student engaged in disruptive conduct or conduct violating the general rules or regulations of the College may be ordered to temporarily leave the classroom. Extended or permanent exclusion from the classroom can be achieved only through appropriate procedures of the College.

Open Labs

Macon Cove

  • Academic Support Center: Available during working hours
  • Bert Bornblum Library: Available during library hours
  • Farris 2131: M-R 8-5:30, F 804:30

Union Avenue

  • Academic Support Center - F Building, Room 319, available during working hours
  • Parrish Library - Available during library hours
  • M105: 8-6:30


  • Computer Lab- Room 101 (Please note - this room is available when classes are not scheduled. Schedule fluctuates each semester.)
  • Library - Available during Library hours only.

Maxine Smith

  • Open Lab- Room 101.
  • Library - Available during Library hours only.


  • Open Lab Building 6, Room 127
  • Library - Available during Library hours only.
Syllabus Updates The instructor reserves the right to make changes as necessary to this syllabus. If changes are necessitated during the term of the course, the instructor will immediately notify students of such changes.